Jason Unger

Guess What? People Are Generally Happy With Their Banks

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Now here’s something you may not have been expecting. According to the second annual TD Bank Checking Experience Index, Americans tend to be pretty happy with their banking experiences. The survey found that 86% of consumers say their daily experience with their checking account is excellent or very good — up from 83% in 2013 — and 85% of consumers […]

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Simple: Why It’s Incredibly Hard to be a Banking Startup

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I’m not that familiar with Simple, the online bank that promises built-in budgeting and savings tools, no unnecessary fees and everything you need to make managing your personal finances “effortless.” Even though it’s affiliated with The Bancorp Bank, where users’ money is actually held, Simple is a startup company — and it’s seen its share […]

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Please, Don’t Use a Checking Account With Fees

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The Motley Fool published an article last week called “You Can Thank Millenials for Your Checking Account” about the (recent) history of the free checking account. It’s an interesting read if you’re curious about how banks introduced free checking accounts to get new customers, but then got caught up in the fee game (something we’ve […]

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Are Biometrics the Future of Mobile Payments?

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We’ve seen it in every sci-fi movie or spy thriller — using your fingerprint, or eyeball, or some other part of your body to access a restricted area, or login to a computer. It’s always seemed pretty futuristic, and pretty cool. The technology to do all of this, however, absolutely exists today. It just hasn’t […]

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A Look at ING, the Global Force That Built ING Direct

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Most Americans have heard of global banking behemoth ING, but likely through their innovative and incredibly successful division ING Direct. ING Direct revolutionized the high-yield online savings account, bringing along with it an online banking system that didn’t rely on physical branches and provided low- and no-fee accounts. It’s a model many financial institutions have […]

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I’m Interviewed on Mint.com About Automating Your Finances

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The fine folks over at Mint.com, probably the most popular account aggregator online, reached out to me a few weeks back about sharing the process and thoughts behind automating your finances. Obviously, I was happy to share. They had a handful of questions to ask, including: What’s the advantage in automating your finances? Just how […]

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Here Come the Incentives for Using Lots of Bank Products

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It’s not a new — or especially surprising — that banks would like you to sign up for multiple products with them, and are willing to incentivize you for doing so. But as we talked about last week, as they start to lose tried-and-true fees that they’ve relied on for profits, they’re going to be […]

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