Automate

I Turned on Mobile Banking Notifications. Here’s Why I Love It.

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A few weeks back, I wrote about a report that showed that nearly 90 percent of people who use mobile banking apps use notifications from those apps. It’s something I was certainly surprised about, as it seemed like an awfully high amount. As I mentioned, I tend not to have notifications turned on for apps, since they can […]

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How We Saved Enough Money for a Down Payment on a House

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We’ve owned our house for nearly 6 years now, which is pretty unbelievable. It doesn’t sound like an incredibly long time, but over the course of those six years, a lot has happened. Our daughter was born just a few months before we moved into the house, so it was a pretty crazy time in […]

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You Don’t Need a Dedicated Computer for Online Banking. Just Don’t Be Stupid.

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This article made me laugh … and fear for the future of humanity. Use dedicated computer for online banking: The advice of the American Bankers Association (ABA) made four years ago regarding online banking is even more important advice today. In a gutsy but overdue move, the recommendation to small and medium-sized businesses was simple: […]

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Guess What? People Are Generally Happy With Their Banks

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Now here’s something you may not have been expecting. According to the second annual TD Bank Checking Experience Index, Americans tend to be pretty happy with their banking experiences. The survey found that 86% of consumers say their daily experience with their checking account is excellent or very good — up from 83% in 2013 — and 85% of consumers […]

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Simple: Why It’s Incredibly Hard to be a Banking Startup

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I’m not that familiar with Simple, the online bank that promises built-in budgeting and savings tools, no unnecessary fees and everything you need to make managing your personal finances “effortless.” Even though it’s affiliated with The Bancorp Bank, where users’ money is actually held, Simple is a startup company — and it’s seen its share […]

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I’m Interviewed on Mint.com About Automating Your Finances

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The fine folks over at Mint.com, probably the most popular account aggregator online, reached out to me a few weeks back about sharing the process and thoughts behind automating your finances. Obviously, I was happy to share. They had a handful of questions to ask, including: What’s the advantage in automating your finances? Just how […]

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Are Online Savings Accounts Rates On Their Way Up?

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I tell this story all the time, and I’m sure I’ve written about it here, too, but I can’t seem to find a post about it. When I opened up my first online savings account way back in 2006 with ING Direct, it was a good time to be saving. Interest rates were well above […]

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Can We Finally Send Money to Friends Without a Fee?

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I’m that guy. You know me. When we go out with friends, and the check comes, I’m the one who never has any cash for splitting the bill. Sorry. I know. It’s just that I don’t carry cash on me – or else it burns a hole in my pocket. I pay for everything with a debit […]

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How to become rich in a short time?

How do I get rich quickly? The distance between the wealthy and the ordinary is devastatingly large and this gap continues to widen. Any practical usefulness from inspiration or advice the fortunate and extremely wealthy share is acutely limited. So how do you turn your life from zero to hero? Let’s take a look at […]

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Is Getting a PhD Worth It? On Jobs, Salaries and the Market

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I continue to see articles describing the grim job market for those pursing and finishing PhDs. A recent article from the Washington Post (“U.S. pushes for more scientists, but the jobs aren’t there”) describes a surplus of science doctorates looking for research positions. The article uses examples of four people: a new neuroscientist yet to […]

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Verizon Now Charging for Online – But Not Automatic – Payments

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Verizon has announced that they will begin charging customers a $2 fee for paying their bills online via credit card, in order to “continue to support these single bill payment options in these channels and is designed to address costs incurred by us for only those customers who choose to make single bill payments in […]

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Day 13: Set Your Bills to Be Paid Automatically

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I hate paying bills. But who doesn’t? It’s so arcane to take a couple hours out of a beautiful day, or a night when you could be sleeping, or otherwise doing something fun or productive, and write a ton of checks and stuff a lot of envelopes and stick a lot of stamps. Today, you’re […]

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Day 12: Automate Your Long-Term Savings

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Since today’s post is about automation again, I can use another picture of a robot. So here’s a robot with a frog. Automating your long-term savings is the key to protecting yourself … from yourself. When you’re attacking a long-term goal, it’s incredibly easy to procrastinate or convince yourself that something else is more important. […]

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