Personal Finance

Comic Books Teaching Personal Finance Says A Lot About Our Education

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I love talking about money. And I’ve read comic books since I was a kid. So I was definitely interested when I saw the news that Visa is partnering with Marvel to produce personal finance educational comic books. The new comic, “Guardians of the Galaxy: Rocket’s Powerful Plan,” is meant to teach kids about “saving up for […]

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The Psychology of How You Spend

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How much does it really matter how you spend? Is there really a big difference between using cash, debit cards, credit cards, or smartphone payment apps? You know that we recommend using a debit card for purchasing, since it gives you all the convenience and almost all of the same security as a credit card, […]

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Want to Live in a Cashless Country? Welcome to Sweden

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I rarely carry cash. I’ve talked about it before, but it’s basically because I rarely get cash, would prefer to pay with a way that makes it easy to track my spending, and … because I have a really small wallet. So I love the fact that Sweden is becoming the first cashless country, according to […]

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There’s No Such Thing as New Rules of Money

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Every time I see a headline proclaiming “The New Rules of Personal Finance” or “The New Rules of Money,” I shudder. It may sell magazines and generate clicks online, but anyone proclaiming to have “new rules” to managing money is full of it.

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The Mortgage Payment Trick That’s Going to Save Me $40,000

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We bought our second house last year, selling our townhouse in the process. As much as I wanted to keep the townhouse and rent it out, we needed the money for the downpayment, and we weren’t likely to clear much profit even if we were able to rent it. The new house has a whole story to […]

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Finding the Bank That’s Right for You

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One of the reasons I’ve used so many different banks over the past 10 years is that each bank has its own pros and cons. For example, while I certainly just feel like another number with Bank of America, you can’t deny that their network of ATMs nationwide is incredibly convenient. They wouldn’t know me […]

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Retire a Millionaire

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I was speaking with a financial advisor but not at his office. It was at a party where there was lots of informal chit-chat over a nip of the grape. One thing he said to me and some others standing close by was meant as humor, a joke. It was “People sometimes ask me, How […]

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