Personal Finance

What’s The Best Way to Protect Your Money Online?

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No one wants to be the victim of an online scam or security breach. But it’s going to happen to someone — and you definitely don’t want it to be you. So what should you do to protect your money online? Well, there’s a lot of things. In fact, there’s a whole, long article in Bloomberg […]

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A Look at ING, the Global Force That Built ING Direct

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Most Americans have heard of global banking behemoth ING, but likely through their innovative and incredibly successful division ING Direct. ING Direct revolutionized the high-yield online savings account, bringing along with it an online banking system that didn’t rely on physical branches and provided low- and no-fee accounts. It’s a model many financial institutions have […]

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Use a Tablet For Banking? You’re Probably Engaged With Your Money.

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Early adopters of technology always tend to be a bit more enthusiastic and interested in the products and services relating to that technology. Just think about all of the folks who stayed up late waiting to order the iPhone 6 the day it came out – they’re going to be heavier users of the phones, […]

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What Will You Do to Avoid Banking Fees?

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We’ve had a bit of fun over the past few days talking about banking fees — how technology is cutting down on overdraft fees, and made-up (but plausible) “underdraft” fees. There’s plenty of bank fees you should never have to pay, but as banks continue to find new ways to charge fees — you may […]

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The Benefit and The Burden: Tax Reform, Why We Need It and What it Will Take

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In this week’s column, Fred Siegmund reviews “The Benefit and The Burden: Tax Reform, Why We Need It and What it Will Take” by Bruce Bartlett. In the opening sentences of the Introduction, author Bruce Bartlett tells readers the Federal tax code needs regular attention like a garden needs weeding. Even though the present weedy tangle […]

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If You Own a House and Aren’t Refinancing, Do It Now

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It’s a great time to be in the market for a house or to be a homeowner. It’s not because the housing market is heating up or because prices are rising (two things I think aren’t and shouldn’t be related). No, it’s because the cost to get a mortgage and pay a monthly payment is […]

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Meet Budgetable, the Love Child of Mint and Groupon

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If you’ve been following Automatic Finances, then you’ve gotten onboard with using account aggregators like Yodlee’s MoneyCenter and Mint to connect all of your bank accounts, set your budget and track your spending. And you’ve probably, over the past couple of years, signed up to receive daily deals from sites like Groupon and LivingSocial, who […]

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