Save

Are You Your Biggest Savings Enemy?

When it comes to managing your financial success, there's no one more qualified to make decisions than you. (Yes, not even many fund managers.) But even though it's up to you to plan out and execute your financial goals, you may be getting in the way of your own success. Let me share a story [...]

Read the full article →

Sometimes, It Pays to Complain

When we moved into our new house, we did all of the normal updates: forward mail with the post office, update our driver's licenses, bank accounts, etc. And, of course, transfer our Comcast service. At least we thought so. Remember that great deal we got on our Internet and cable TV bundle? Comcast, in their [...]

Read the full article →

Can Productivity Save Your Job?

America's annual gain in productivity in many sectors of the economy is often overlooked as a source of saving. Productivity is measured by output per work hour. The gain in productivity is measured by the percentage increase in output per work hour. If productivity in appliance manufacturing goes up 3 percent, then a 3 percent [...]

Read the full article →

The Best News Coming Out of the Recession

In October of 2006, I wrote a simple post at the Online Savings Blog called "Rule #2: Spend Less Than You Earn". Now, this is one of the most fundamental basics of personal finance: don't spend it if you don't have it. In that post, I linked to a chart of the Bureau of Economic [...]

Read the full article →

Paying for College Might Be Getting Easier

Financing a college education may be getting easier. It's much needed, as the benefits of Federal Student Aid, especially the Federal Student Loan program, reached new lows by 2007. The amount of Pell grants to need-based students was frozen at $4,050 from 2003-2007, even though there were no controls on tuition. Congress increased that to [...]

Read the full article →

24% of Homeowners Have No Savings, Survey Says

Big news: we're buying a house. If you're wondering why the blog has been so empty recently, it's because we're in the final stages of purchasing our first house. And it takes a lot of patience, paperwork and … perspiration. In the past few weeks, I've been dealing with: realtors lenders lawyers sellers inspectors banks [...]

Read the full article →