Should You Pay Debt or Should You Invest?

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This guest post is from Blair Thomas. Finding the right path financially to put yourself on the path out of debt and towards your long-term financial goals can be difficult. When you compare paying off debt against investing towards your future there are attractive merits to both approaches. Being debt free means you no longer […]

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Acts of God: Insuring Against Nature

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This guest post is from Peter. Your homeowner’s insurance policy is intended to offer a helping hand in the event of theft or damage to your home, providing peace of mind that unpredictable but common occurrences in life will not have an undue effect on your life. However, most policies do not provide protection under […]

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A Simple Plan: What a Proper Business Plan Needs to Include

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Business plans have come a long way in the last couple of decades. With more and more small businesses and Internet businesses starting up, there are more and more people finding the need to create business plans. These days, entrepreneurs are turning back to the fundamentals and are creating business plans that are simple and […]

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Don’t Be Fooled About Detroit’s Bankruptcy

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The media coverage of Detroit’s bankruptcy promotes Governor Snyder’s plan to default on Detroit debt and pension contracts by repeating the debt total over and over. Detroit has debt of $18 billion, $18 billion, $18 billion. Repeating the amount helps dramatize the notion there is no choice except to yield to terms handed down by […]

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Responsible Debt Isn’t Necessarily a Bad Thing

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Today’s guest post comes from Alanna Ritchie, who tackles an important subject – debt – with a slightly different take than what we normally preach. In the spirit of open ideas and conversation, enjoy this read. The freedom that accompanies financial independence is priceless. Gaining that freedom comes with certain responsibilities, including managing the debt we […]

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How to Save on Child Care Expenses with Tax Credits

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This guest post comes from Stephanie Breedlove, the VP of Care.com Homepay. Finding a qualified, trustworthy caregiver is the most important decision you have to make when hiring someone to watch your kids. But a close second is making sure all tax and payroll requirements are followed so you’re free from financial and legal risk. While many […]

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Low Wages and Minimum Wages

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A recent article in The Washington Post (“For low-wage workers, unprecedented anxiety“) interviewed people with low wage jobs. It was not a surprise to find them anxious since today’s low wage jobs come and go and do not buy more than basic necessities anyway. One of those interviewed had a new job working at an airport helping […]

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