Please, Don’t Use a Checking Account With Fees

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The Motley Fool published an article last week called “You Can Thank Millenials for Your Checking Account” about the (recent) history of the free checking account. It’s an interesting read if you’re curious about how banks introduced free checking accounts to get new customers, but then got caught up in the fee game (something we’ve […]

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Are Biometrics the Future of Mobile Payments?

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We’ve seen it in every sci-fi movie or spy thriller — using your fingerprint, or eyeball, or some other part of your body to access a restricted area, or login to a computer. It’s always seemed pretty futuristic, and pretty cool. The technology to do all of this, however, absolutely exists today. It just hasn’t […]

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A Look at ING, the Global Force That Built ING Direct

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Most Americans have heard of global banking behemoth ING, but likely through their innovative and incredibly successful division ING Direct. ING Direct revolutionized the high-yield online savings account, bringing along with it an online banking system that didn’t rely on physical branches and provided low- and no-fee accounts. It’s a model many financial institutions have […]

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I’m Interviewed on Mint.com About Automating Your Finances

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The fine folks over at Mint.com, probably the most popular account aggregator online, reached out to me a few weeks back about sharing the process and thoughts behind automating your finances. Obviously, I was happy to share. They had a handful of questions to ask, including: What’s the advantage in automating your finances? Just how […]

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One More Reason to Go Back to School: Tax Breaks

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With the kids all back in school now, there’s a good chance that you’ve been thinking about doing the same yourself. You may have hesitated in the past: After all, going back to school means spending time going to class and doing homework, not to mention spending all of that money on tuition, books, and […]

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Everything You Need to Know About Apple Pay

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At Steve Jobs’ memorial service, Apple CEO Tim Cook played a recording of Jobs reading copy from a famous Apple ad. “Here’s to the crazy ones,” Jobs’ infamous voice intoned, as though speaking from beyond the grave. “The misfits. The rebels. The troublemakers. The round pegs in the square holes. The ones who see things […]

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Here Come the Incentives for Using Lots of Bank Products

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It’s not a new — or especially surprising — that banks would like you to sign up for multiple products with them, and are willing to incentivize you for doing so. But as we talked about last week, as they start to lose tried-and-true fees that they’ve relied on for profits, they’re going to be […]

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