5 Easy Steps to Reduce Your Debt in 2016

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Taking important and purposeful steps to reduce your debt is one of the best things that you can do this year. Not only does it greatly help to increase your peace of mind, but creating better ways to approach debt creates good habits that can last a lifetime. Debt is one of the main stressors […]

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Salary Sharing Taboos and the Memory of Gordie Howe

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The title of the article reads “Salary-sharing taboo a big hurdle for pay equity.” No single bit of American pretension, vanity and egotism does more to harm the common cause of labor than pay secrecy. It harms more than pay equity; it lowers wages for all. The article cites a LinkedIn survey of a thousand […]

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Review: A Fighting Chance, by Elizabeth Warren

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Elizabeth Warren’s latest book, Fighting Chance, has the label Political Science on the back cover, but librarians catalog it in biography. It is a little of both, but more the politics of banking and finance and her two-decade role in it. The first chapter does chronicle her growing up in Oklahoma in typical fashion for […]

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Ted Cruz and the IRS

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Recently the Washington Post ran an editorial by Catherine Rampell discussing the Ted Cruz proposal to get rid of the IRS. [“Cruz’s Anti-IRS illogic,” Washington Post, 3/24/15] “Imagine abolishing the IRS” he tells his audience, where they “have more words in the IRS code than there are words in the bible.” Congress makes the tax law, […]

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Estate Planning: Do I Need It?

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None of us like to think about what happens after we’re gone. When you’re young you think you’re invincible, that nothing bad will ever happen and that the future can take care of itself. But the fact is, anything could happen to us at any time and if you don’t get your financial affairs in […]

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Mobile Payment Trends and Why It Matters

According to Nielsen, mobile payment users are engaged in a diversity of mobile payment methods. In 2014, mobile users paid with a scanned QR/barcode (45%), NFC (37%), mobile credit card reader (24%), and mobile peer-to-peer (22%). The variety of ways that consumers pay with mobile seems to be a reflection of the times. Right now […]

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Finding the Bank That’s Right for You

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One of the reasons I’ve used so many different banks over the past 10 years is that each bank has its own pros and cons. For example, while I certainly just feel like another number with Bank of America, you can’t deny that their network of ATMs nationwide is incredibly convenient. They wouldn’t know me […]

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These are the Best Online Savings Accounts Right Now

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I’ve loved online savings accounts ever since I saw my first bit of interest accrue in my ING Direct account way back in 2006. I was at work, had checked my balance in the morning, and then checked again later in the day … only to find I had more money in my account. It […]

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How We Saved Enough Money for a Down Payment on a House

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We’ve owned our house for nearly 6 years now, which is pretty unbelievable. It doesn’t sound like an incredibly long time, but over the course of those six years, a lot has happened. Our daughter was born just a few months before we moved into the house, so it was a pretty crazy time in […]

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Zenbanx is the Follow Up to Arkadi Kuhlmann’s Revolutionary ING Direct

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If you’ve ever read anything on this site, then you probably know how much we love(d) ING Direct, the ultimate game changer in online banking, online savings accounts, and online money management. Day to day, not a ton has changed since their purchase by and renaming to Capital One 360, but for many of us […]

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Is Mobile Banking Set to Go Big in 2015?

Is 2015 the year that everyone banks on their phones? I don’t have stats to show it, but my gut feeling is that a lot of people already do. There’s not much to worry about (as long as you use common sense), and since there’s so much upside — checking your balances, making payments, depositing […]

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Retire a Millionaire

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I was speaking with a financial advisor but not at his office. It was at a party where there was lots of informal chit-chat over a nip of the grape. One thing he said to me and some others standing close by was meant as humor, a joke. It was “People sometimes ask me, How […]

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Antoine Walker, NBA Star, On Blowing $110 Million

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Professional athletes tend to make a lot — and often lose a lot — of money. For many, it’s because they come into it quickly. They may not have ever had much to begin with. Others make poor investments. And others blow it all, then have the IRS on their tails. For Antoine Walker, the former […]

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