Basically, when you have more than enough money to live on for the rest of your life, there's simply no reason to have riskier investments (stocks) when you can conserve what you have by investing with bonds.

Not too many of us are in that position, though.

Bad Money Advice has some great opinion articles on how she's not the oracle of San Fransisco.

http://badmoneyadvice.com/category/suze-orman

Misleading people—a sales tactic? Offering someone a product at a discounted price is a sales tactic, this is just straight up theft.

Getting people to raise their credit limits to $100,000 so they can buy his CRAPPY product? That's insane even if he wasn't trying to sell them anything. It's HORRIBLE financial advice.

Investor Junkie – I have to say I was kind of surprised that you took up for Robert Kiyosaki on this. He's clearly a fraud trying to make a KILLING off of a few good morsels of personal finance knowledge and the brand he created called Rich Dad Poor Dad. This would be more honest if it were titled "Rich Me, Poor You!"

I will probably burn the books I still have on my shelf just so no one ever makes the mistake of reading them. The small amount of morsels that are found in them, can be found elsewhere—by more honest, and respected authors who really want to help people.

…my two cents.

I think your beef is in value of Robert's course. The amount paid does not equal the amount returned. Which is fine and I agree. That might not be true to others who take the course. If they are so uneducated, or naive then they did get a lesson somehow from it no? It could be as simple as don't listen to someone offering something that sounds too good to be true. In the end if Robert offers a crappy product/service, it will die a painful death. The ones behind the course is Russ Whitney which has been a scammer from day one. In your case a $7 (or $17) investment will more than likely yield a better return if you pay for the product. Even if you don't get anything out of it, not much is really lost.

The difference is that you aren't paying anything to read this blog, whereas the people who are paying hundreds of dollars for his seminars are mostly getting sales pitches for more products. That's not ethical, and it's not good business. And for someone who is supposed to represent smart financial decisions and business building, it does exactly the opposite.

I don't defend Robert's sales process (which aren't directly him then anyway), nor believe in everything he says or his motive. Though, not all of his advice is crap and I can from my experience some of it is definitely is on target (i.e. house is not an investment). At minimum he does have some alternative viewpoints that helps you question the norm.

It's not uncommon for those who offer a way to "get rich" get rich by off of what they sell. Kinda no different than what you doing?