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The Scary Truth About Saving For Retirement

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You don't have to be 55 to start thinking about retirement. In fact, if you've waited that long, you're in a bit of a pickle.
While retirement often seems far away if you're in in your prime working years, you need to make it a priority … now. Because the scary truth is that most people [...]

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Are Savers Losers? Or, is Robert Kiyosaki For Real?

I stumbled across this video the other day on YouTube, and let's just say, I was rolling my eyes the entire time.
But, it could just be me. Watch this video, let me know what you think in a comment, and then I'll share my entire thoughts.

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How to Save Money Like Jay Leno

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You never know where the best tips to save money will come from.
(Well, we do know one thing: don't listen to most athletes.)
But there are some celebrities who actually do know how to manage their money and save for the future. Case in point: Jay Leno.

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Your Budget Will Always Have Unexpected Expenses

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I love the end of the month. When I can see how well we did — if our spending was less than our income, and by how much — it gets us one step closer to our financial goals.
But that's in the good months. In the bad months, it's not as much fun to see [...]

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Is It Possible to Completely Avoid Black Friday?

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Black Friday is the biggest shopping day of the year, and by the time you read this, you'll know whether or not you bought anything.
There's a certain thrill most of us get when we buy things. But, if you're anything like me, there's also a high chance of buyer's remorse (and I don't buy too [...]

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Change Your Attitudes to Change Your Finances

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As someone who works hard at self-improvement on many levels, I'm always mindful of useful aphorisms to help foster growth. One good one is that "actions dictate outcomes, but thoughts dictate actions."
In personal finance as in the rest of life, how you think determines how you act, and consequently, the results you get.
Quite simply, if [...]

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Ask the Readers: Is Automatic Retirement Enrollment Necessary?

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Over the Labor Day weekend, President Obama unveiled a new set of initiatives to make saving for retirement easier, including automatically enrolling workers in 401(k) and Simple-IRA plans, reports the Washington Post.
"The fact is, even before this recession hit, the savings rate was essentially zero, while borrowing had risen and credit card debt had increased," [...]

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