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Change Your Attitudes to Change Your Finances

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As someone who works hard at self-improvement on many levels, I'm always mindful of useful aphorisms to help foster growth. One good one is that "actions dictate outcomes, but thoughts dictate actions." In personal finance as in the rest of life, how you think determines how you act, and consequently, the results you get. Quite [...]

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Ask the Readers: Is Automatic Retirement Enrollment Necessary?

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Over the Labor Day weekend, President Obama unveiled a new set of initiatives to make saving for retirement easier, including automatically enrolling workers in 401(k) and Simple-IRA plans, reports the Washington Post. "The fact is, even before this recession hit, the savings rate was essentially zero, while borrowing had risen and credit card debt had [...]

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Weekend Linkage: Coupons, Credit Scores and Cut Backs

Do you know the best way to boost your credit score? In this economy, as our friends in the media love to say, it's not easy to get your credit score high — and then keep it there. Visual Economics, who created the amazing graphics on paychecks and credit cards, offers these 4 tips for [...]

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Using Coupons and Calendars for Big Savings

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Years ago, a friend far more driven by money than I am shared with me this saying: "Pennies become nickels, and dimes become dollars." His point, of course, is that putting together a lot of small savings or a lot of small profits adds up to something big. In order to cultivate a frugal mindset, [...]

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To Save at College, Leverage Your Flagship University

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Every fall, U.S. News and World Report publishes its annual Best Colleges list, which includes current tuition and fees. This and other college guides are excellent sources of tuition information, but generally this is only the sticker price. When it comes to tuition, the schools to watch are the state's flagship public universities. In Virginia, [...]

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Ask the Readers: Do You Split Your Direct Deposit?

While doing some research into direct deposit statistics, I came across an interesting release (PDF) as part of America Saves Week (which happened in February). The Consumer Federation of America (CFA), which managed the campaign, is encouraging people to split the direct deposit of their paychecks — meaning, have some of it go directly into [...]

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7 Easy Ways to Save $100 or More Today

Saving money isn't hard. I know, I know — it's easy to say, but it's much harder to actually do it. Thankfully, you're likely spending money on things you don't need to be, or overpaying for them. You can save a lot of money making a few small changes — today! If you do any [...]

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