Money Management

3 Ways to Plan Your Retirement with a Reverse Mortgage

As you get older, the concept of retirement changes from some nebulous future concept to something far more immediate. There are a multitude of ways that you can begin preparing for your retirement financially, from looking at the status of your 401k to rearranging your budget around your savings and Social Security. One powerful tool […]

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What Loan Options are Best for Veterans?

There are currently over 18 million American veterans, and many of these may struggle financially when they return home. Getting back to everyday life, finding a job, and dealing with a poor credit score are just some of many things veterans have to deal with, and finding a loan shouldn’t be another on the list. […]

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3 Steps to Deal With a Pay Cut at Work

At the height of the Great Recession, I received word at my work that everyone in the company would be getting a 10% pay cut. It wasn’t fun. Senior management wasn’t happy that they needed to cut everyone’s salaries. Clearly, everyone who worked with me wasn’t happy either (though they were happy to still have a […]

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If Your Financial Plan Isn’t Working, Do This

Managing your money — and working toward a financial goal — is never as easy as it sounds. Even if you have a guide (like our 17 Days to Financial Freedom), there’s no guarantee that everything will go according to plan. You could lose your job. The stock market could crash, right before you’re about […]

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Making More Money When You Already Have A Full-Time Job

It can be tedious reading post after post listing ways to make extra cash that just never seem to work. From filling out surveys that won’t give you a payout for months, to taking on a second job that you just don’t have the time or flexibility for, it can be exhausting going from idea […]

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A Quick Guide To Paying Off Your Debt

We all try and live our lives without debt, but unfortunately it’s not something that all of us are quite as successful in avoiding as we might like to be. While payday loan lenders allow for short-term lending in the case of a financial emergency, understanding how best to go about paying off all debts […]

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Why Do Rich People Use Credit Cards?

Reasonable people can have a reasonable dialogue about whether or not credit cards have value. We’ve preached that using a debit card is the best way to spend, but fair arguments can be made that if you pay off your balance every month with the right card, you can accrue extra benefits for your normal […]

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This is How Bill Gates Views $1 Billion

One of my favorite videos of all time is the joint interview that Bill Gates and Steve Jobs did together at D5 in 2007. It’s an amazing and inspiring hour of listening to two of the brightest minds of their time discuss the computer revolution, the future, and their growth together. I don’t necessarily watch […]

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You’ve Got Some Money to Save Each Month. Now What?

There’s almost no better feeling than calculating your savings at the end of the month and seeing that you’ve got a lot to put away. It’s such a positive force and makes you feel even more empowered to save for the future. So when I saw a question on Quora about how to use savings […]

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Pay Your Loans Using These Tips

If you want to become debt-free, you must work toward clearing your loans. Millions of Americans are living with debt, with a recent study showing that the average household in the nation has credit card balances of over $16,748.  Debt is brought by so many things, including education, unexpected bills, lifestyle costs and home expenses. But […]

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When Will I Finish Paying My Loan? How to Find Out

There’s almost no better feeling on your financial journey than the day you pay off a loan. Whether it’s your credit card, your need to refinance student loans or your mortgage, you should celebrate the big win of paying off a loan. The best part of paying off a loan is knowing that it’s one […]

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Why I Bank Local for My Business

I don’t normally write about my business here, so you may not know that my day job is running Digital Ink, a creative and digital team that focuses on website development, graphic design and WordPress consulting. I’ve been doing it full-time for more than 4 years now, and I love it. Owning a business is […]

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Bernie Madoff, Bobby Bonilla and Money Now vs. Money Later

Every once in a while, we do hear about an athlete who’s on the right side of a financial story. Of course, since there are multiple sides to every story, there’s definitely a loser as well; in this case, it’s the New York Mets. In 2000, the New York Mets owed outfielder Bobby Bonilla a […]

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