As we continue with week 6 of Money Management by Personal Finance Bloggers, let’s take a look at the habits of My Journey to Millions.
Previous interviews: The Amateur Financier, Poorer Than You, Budgets are $exy, Blunt Money, Mighty Bargain Hunter, Financial Freak Show, PT Money, Moolanomy, No Debt Plan, ToughMoneyLove and Gen X Finance.
How do you spend: cash, debit or credit?
Debit. I was a big credit card guy until I realized that I was just spending because it wasn’t real. I can’t handle cash if its in my pocket I spend it. Period.
Do you bank online? How about use a financial aggregator (Mint, Wesabe, Yodlee, etc.)?
I check my online banking 3 to 5 times a day, its a real problem, but I don’t use any aggregator. It isn’t that I don’t trust them, its that I get more information by going to the source (i.e. Chase)
What recurring bills do you have set on autopay?
Utilities, Cable, Cell phone.
How are your finances automated?
Direct pay, tons of ING subaccounts pulling, the autopays mentioend above.
Do you write checks? If so, how often?
Yes, at least 3 a month for maintenance dues, and various other bills such as auto that won’t apply extra to principal unless it is in check form.
Where do you stash your short-term savings?
ING ING ING!
Want to find out more about My Journey to Millions? Check him out at http://www.myjourneytomillions.com/, follow him on Twitter @mjtm and subscribe to his RSS feed.
