Why You Need An Emergency Fund

It’s often said that trouble comes in threes. This past weekend, I narrowly avoided not one, but three expensive bills. On Friday, the washing machine broke down; it wouldn’t drain, leaving the drum and the laundry full of water. Fortunately, I was able to open it up and disconnect the pump from the hoses. Inside, […]

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Your Budget Will Always Have Unexpected Expenses

I love the end of the month. When I can see how well we did — if our spending was less than our income, and by how much — it gets us one step closer to our financial goals. But that’s in the good months. In the bad months, it’s not as much fun to […]

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