Automate

Running Late on Payments? Here’s How to Catch Up

Paying off your debt is one of the most difficult — and important — pieces of achieving financial freedom. Until you are completely debt-free, someone else is going to own something that you think is yours. The number one way to pay off your debt is to automate your payments. Set it, forget it and […]

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If Your Financial Plan Isn’t Working, Do This

Managing your money — and working toward a financial goal — is never as easy as it sounds. Even if you have a guide (like our 17 Days to Financial Freedom), there’s no guarantee that everything will go according to plan. You could lose your job. The stock market could crash, right before you’re about […]

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Why Does Warren Buffett Still Work? Here’s Why

He’s very-often the richest man in the world (depending on the day of the week). He’s got nothing left to prove. He’s already said he’s giving away almost all of his money. So why does Warren Buffett still work? It’s a great question, and one that I got asked over on Quora … Why are […]

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This Habit is Literally Saving Me Tens of Thousands of Dollars

There’s a great thread on Quora about decisions and habits that have saved people a large amount of money … What habit/decision has saved you a large/huge amount of money? If you get a chance, read through the answers — there’s a lot of really good stuff there. Given the opportunity, I contributed with a […]

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Vanguard Encourages Savers to Go on Autopilot

I love when banks and financial services providers use the automatic savings angle in the marketing. It’s such a powerful tool for savers, and even though it’s obviously in the bank or investment house’s best interest to get money coming in on a regular basis, it’s also in the saver’s interest to regularly contribute to […]

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This Guy Automated His Finances. He Became a Millionaire at 35.

CNBC.com has a feature on Chris Reining, an IT worker who wanted to have a $1 million portfolio by the time he hit 35. According to the article, he was in his late 20s when he came up with the goal, and at 35, he reached his million dollar goal. How’d he do it? He automated […]

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HSBC’s SmartSave App Automates Your Savings

There’s nothing better than saving money — and not having to regularly think about it. Automating your savings makes the process of putting aside money for an emergency fund, retirement or other goals easy … and automatic. So I clearly love tools that help you automatically save, and there’s a new one that may be worth […]

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There’s a 70% Chance You Have Less Than $1,000 in Savings

Wow. Talk about discouraging news first thing in the morning. GOBankingRates is reporting that nearly 7 in 10 Americans have less than $1,000 in savings. Recently, GOBankingRates asked the question again, this time to more than 7,000 people to see if Americans’ saving rates have improved in the last year or so. But the results […]

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I Turned on Mobile Banking Notifications. Here’s Why I Love It.

A few weeks back, I wrote about a report that showed that nearly 90 percent of people who use mobile banking apps use notifications from those apps. It’s something I was certainly surprised about, as it seemed like an awfully high amount. As I mentioned, I tend not to have notifications turned on for apps, since they can […]

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How We Saved Enough Money for a Down Payment on a House

We’ve owned our house for nearly 6 years now, which is pretty unbelievable. It doesn’t sound like an incredibly long time, but over the course of those six years, a lot has happened. Our daughter was born just a few months before we moved into the house, so it was a pretty crazy time in […]

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You Don’t Need a Dedicated Computer for Online Banking. Just Don’t Be Stupid.

This article made me laugh … and fear for the future of humanity. Use dedicated computer for online banking: The advice of the American Bankers Association (ABA) made four years ago regarding online banking is even more important advice today. In a gutsy but overdue move, the recommendation to small and medium-sized businesses was simple: […]

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Guess What? People Are Generally Happy With Their Banks

Now here’s something you may not have been expecting. According to the second annual TD Bank Checking Experience Index, Americans tend to be pretty happy with their banking experiences. The survey found that 86% of consumers say their daily experience with their checking account is excellent or very good — up from 83% in 2013 — and 85% of consumers […]

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Simple: Why It’s Incredibly Hard to be a Banking Startup

I’m not that familiar with Simple, the online bank that promises built-in budgeting and savings tools, no unnecessary fees and everything you need to make managing your personal finances “effortless.” Even though it’s affiliated with The Bancorp Bank, where users’ money is actually held, Simple is a startup company — and it’s seen its share […]

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