Spend

Leasing a Car? Know the Downsides

For many people, car ownership is the second biggest ticket purchase that they’re likely to make (after real estate). No matter how you slice it, a car is a substantial purchase. My late grandfather was fond of pointing out that every vehicle he purchased in his lifetime cost as much as all the previous ones […]

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How to Save 70% Off Your Next Car’s MSRP

Automobiles have a unique place in American consumption and personal finance. Nothing else costs so much and depreciates so fast and we continue to buy them. As everyone knows, cars are more than transportation. For businesspeople, it is often important to have a newer car to project an image of prestige and prosperity. Others are […]

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It’s Time to Publicly Fund Physician Training

The need for health care reform and new health care policies keeps making the news almost every day. Better access to health care includes better access to the knowledge and services of physicians. That would imply the number of new health care graduates should grow as the population grows, but medical school degree data published […]

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Ask the Readers: Do You Still Write Checks?

Honestly, I can’t remember the last time I wrote a check for anything. All of my spending is using debit cards with the occasional cash purchase and once-in-a-while credit card charge. All of those checks that I ordered way back when are just sitting around, yet to be used. Probably the only time I’d be […]

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Ask the Readers: Debit, Credit or Cash?

How do you spend money? I’ve argued that, when it comes to your spending, you should exclusively use a debit card since it’s essentially the same as cash, it’s convenient, and it’s easily trackable using online banking and other online tools. But there’s a decent argument for responsibly using a credit card to get rewards […]

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3 Reasons to Use a Debit Card Exclusively

What’s the best way to spend your money? Cash is bulky. Credit cards accrue interest. Checks are totally out-of-date. If you’re looking for an easy way to track your spending and save yourself time, the best choice to use is a debit card. Here are three reasons why. It’s the Same as Cash When you […]

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