How to Earn Reward Points Without Extra Costs

While we’ve talked (and debated) about using debit or credit for your purchases, many credit cards offer reward points — a nice side bonus. Our household earns monthly reward points in three different ways. Automated Monthly Expenses We set up as many of our recurring monthly expenses as we can to be automatically charged to […]

Read the full article →

Ask the Readers: Debit, Credit or Cash?

How do you spend money? I’ve argued that, when it comes to your spending, you should exclusively use a debit card since it’s essentially the same as cash, it’s convenient, and it’s easily trackable using online banking and other online tools. But there’s a decent argument for responsibly using a credit card to get rewards […]

Read the full article →