retirement

The Scary Truth About Saving For Retirement

Thumbnail image for The Scary Truth About Saving For Retirement

You don’t have to be 55 to start thinking about retirement. In fact, if you’ve waited that long, you’re in a bit of a pickle. While retirement often seems far away if you’re in in your prime working years, you need to make it a priority … now. Because the scary truth is that most […]

Read the full article →

Ask the Readers: Is Automatic Retirement Enrollment Necessary?

Thumbnail image for Ask the Readers: Is Automatic Retirement Enrollment Necessary?

Over the Labor Day weekend, President Obama unveiled a new set of initiatives to make saving for retirement easier, including automatically enrolling workers in 401(k) and Simple-IRA plans, reports the Washington Post. “The fact is, even before this recession hit, the savings rate was essentially zero, while borrowing had risen and credit card debt had […]

Read the full article →

Why Index Funds Are Your Best Retirement Option

When it comes to picking your investments for your retirement accounts, you may or may not have a choice. Most likely, your company’s retirement plan limits — or heavily suggests — what you should invest in. But for your Roth IRA, you have the freedom to determine where your money is going. If you’re looking […]

Read the full article →