The Scary Truth About Saving For Retirement

You don’t have to be 55 to start thinking about retirement. In fact, if you’ve waited that long, you’re in a bit of a pickle. While retirement often seems far away if you’re in in your prime working years, you need to make it a priority … now. Because the scary truth is that most […]

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Ask the Readers: Is Automatic Retirement Enrollment Necessary?

Over the Labor Day weekend, President Obama unveiled a new set of initiatives to make saving for retirement easier, including automatically enrolling workers in 401(k) and Simple-IRA plans, reports the Washington Post. “The fact is, even before this recession hit, the savings rate was essentially zero, while borrowing had risen and credit card debt had […]

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Why Index Funds Are Your Best Retirement Option

When it comes to picking your investments for your retirement accounts, you may or may not have a choice. Most likely, your company’s retirement plan limits — or heavily suggests — what you should invest in. But for your Roth IRA, you have the freedom to determine where your money is going. If you’re looking […]

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