The Only 2011 Advice You Should Care About

by Jason Unger

It’s January, which means it’s time for New Year’s Resolutions (that you won’t keep), suggestions on where to invest your money this year, and plenty of predictions for the state of the economy — both Wall Street and Main Street.

While the media and blogosphere churn out stories about what to do in 2011, do yourself a favor: don’t listen to it.

Don’t worry about the unemployment predictions for the year.

Don’t worry about a list of financial resolutions some editor in New York has put together for you.

Don’t worry about what stock market experts say you should be investing in.

The only advice you need to listen to is the advice appropriate to your place on your financial journey — and that advice has nothing to do with 2011.

Are you in debt? Focus on working hard and attacking the debt.

Need to build your emergency fund? Start automating your savings and pay yourself first.

Haven’t started saving for retirement? Contact your HR department to enroll in your 401(k) or open a Roth IRA today.

The path to financial success stays the same no matter what year it is.

Work hard, pay yourself first and automate your finances to keep on track.

Focus on Action, Not Reaction

Any successful person will tell you that winning is about making things happen — not responding and reacting to life.

If you’re constantly looking for direction based on external forces — the economy, your job, the media — you will always be less successful than if you take the initiative and make things happen.

Take positive action today. You can make 2011 your best year ever, but only if you’re in the driver’s seat.

Further reading:
How to Take Control of Your Finances in 2011 – Get Rich Slowly

P.S. One of the reasons this blog was so quiet during the later half of 2010 was that I was out making it my best year ever. You can do the same. I know it.

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