Jason Unger

Running Late on Payments? Here’s How to Catch Up

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Paying off your debt is one of the most difficult — and important — pieces of achieving financial freedom. Until you are completely debt-free, someone else is going to own something that you think is yours. The number one way to pay off your debt is to automate your payments. Set it, forget it and […]

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3 Steps to Deal With a Pay Cut at Work

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At the height of the Great Recession, I received word at my work that everyone in the company would be getting a 10% pay cut. It wasn’t fun. Senior management wasn’t happy that they needed to cut everyone’s salaries. Clearly, everyone who worked with me wasn’t happy either (though they were happy to still have a […]

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If Your Financial Plan Isn’t Working, Do This

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Managing your money — and working toward a financial goal — is never as easy as it sounds. Even if you have a guide (like our 17 Days to Financial Freedom), there’s no guarantee that everything will go according to plan. You could lose your job. The stock market could crash, right before you’re about […]

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Here’s Why You Don’t Wait for a Recession to Start Investing

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Buy low, sell high. It seems like sound logic, right? The cheaper you get something and the more expensive you sell something for, the more money you make. But it doesn’t work in investing quite like that. The theory does, of course — but not the execution of that theory.

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Don’t Go Into Debt For Credit Card Rewards. Seriously.

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No one gets rich from credit card rewards. We always recommend spending with a debit card (I literally just wrote about this), but I understand the appeal in using a credit card to get rewards … if you pay it off each month. Unfortunately, it doesn’t look like most people are. In fact, nearly 40% […]

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Why Do Rich People Use Credit Cards?

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Reasonable people can have a reasonable dialogue about whether or not credit cards have value. We’ve preached that using a debit card is the best way to spend, but fair arguments can be made that if you pay off your balance every month with the right card, you can accrue extra benefits for your normal […]

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How Should I Invest for a Newborn?

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Having a baby is one of the biggest life-changing situations you can experience. It’s no longer just about you — it’s about this new person you’re bringing home from the hospital to be a part of your family. With the additional responsibilities are, of course, additional costs. It’s not cheap to raise children — everything […]

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What Industry is Worth Investing in Over the Next 10 Years?

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Over on Quora, I was asked to respond to a question about investing over the next decade … In the next 10 years, what new industry will be worthy of our investment? It’s a great question, and one that’s not ridiculous to ask. (And trust me, some of the questions on Quora are ridiculous.) But […]

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This is How Bill Gates Views $1 Billion

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One of my favorite videos of all time is the joint interview that Bill Gates and Steve Jobs did together at D5 in 2007. It’s an amazing and inspiring hour of listening to two of the brightest minds of their time discuss the computer revolution, the future, and their growth together. I don’t necessarily watch […]

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You’ve Got Some Money to Save Each Month. Now What?

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There’s almost no better feeling than calculating your savings at the end of the month and seeing that you’ve got a lot to put away. It’s such a positive force and makes you feel even more empowered to save for the future. So when I saw a question on Quora about how to use savings […]

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Why Does Warren Buffett Still Work? Here’s Why

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He’s very-often the richest man in the world (depending on the day of the week). He’s got nothing left to prove. He’s already said he’s giving away almost all of his money. So why does Warren Buffett still work? It’s a great question, and one that I got asked over on Quora … Why are […]

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This Habit is Literally Saving Me Tens of Thousands of Dollars

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There’s a great thread on Quora about decisions and habits that have saved people a large amount of money … What habit/decision has saved you a large/huge amount of money? If you get a chance, read through the answers — there’s a lot of really good stuff there. Given the opportunity, I contributed with a […]

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How to Hedge Against Stock Market Losses with Index Funds

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I was asked on Quora to answer a question about hedging against losses … How can one hedge against a significant loss in Vanguard’s Total Stock market Index Fund? Unfortunately, there wasn’t a ton of information included in the question with specifics on what scenarios the asker was referring to, but I took a leap […]

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