Jason Unger

How Americans Bank: Online, But Still In Branches

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Here’s something that’s a bit funny. The easier it gets for folks to do their banking online, the more who like to go into branches to do business. That’s according to a recent survey by the American Bankers Association (ABA), which looked at how Americans like to do their banking in 2014. Banking online is still […]

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Can We Finally Send Money to Friends Without a Fee?

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I’m that guy. You know me. When we go out with friends, and the check comes, I’m the one who never has any cash for splitting the bill. Sorry. I know. It’s just that I don’t carry cash on me – or else it burns a hole in my pocket. I pay for everything with a debit […]

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Public Service Announcement: Change Your Online Banking Password

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When was the last time you changed the password for your online banking account? Seriously. Think about it. Have you ever changed it? I wouldn’t be surprised if most of you – even though you’re a savvy online banking user – rarely, if ever, change your banking passwords. This is especially true if you use an […]

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Are You Getting the Best Rates Possible?

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One of the best things about the explosion of online financial services and advice is the ability to do plenty of research before making a decision. It used to be that you stuck with one bank for your daily money management, mortgage, savings and investment accounts — but there’s almost no reason to do that […]

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Microloans: What Exactly Are They?

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With the rise in popularity of sites like Kiva, microlending and microloans have become buzzwords in the personal finance, lending and investing industries. But what exactly does it mean to make or accept a microloan? In purely banking terms, a microloan is a loan of up to about $50,000. Usually, the microloan is for a […]

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Like Automatic Finances on Facebook to Get the Ebook Free!

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See this image above? That’s the Automatic Finances page on Facebook. See how many likes it currently has? 41. 41!! Totally lame. It’s time to finally do something about that. Here’s the incredibly simple jist. If you are one of the first 125 people to Like the Automatic Finances page on Facebook, you’ll get a free copy […]

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Folks, It’s Not That Hard to Pay Your Taxes

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If you look at any number of celebrities or athletes who have gone broke, they all seem to have one thing in common: they owe a ton of money in back taxes to the IRS. From Nicolas Cage to Wesley Snipes to former running back Jamal Anderson, celebrities and athletes who are making millions of […]

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How Can You Find True Happiness from Work?

I don’t normally post about work-related issues – columnist Fred Siegmund tackles this issue – but I saw a video on the issue that I wanted to share. During a TEDx event (click here for more on what TED and TEDx events are), Shawn Achor, CEO of Good Think Inc., gave a presentation about finding happiness […]

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4 Money Links You Gotta Ready Today

To get a daily dose of links that I’m reading, be sure to like Automatic Finances on Facebook and check out the Money Links posted here each week. The Financial Crisis Was Foreseeable … Thousands of Years Ago – The Big Picture Given the insane levels of debt, rampant inequality, currency debasement, failure to punish […]

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What’s Inside George Costanza’s Wallet?

As I was looking for some great personal finance and money management links to highlight on our Facebook page today, I came across a slideshow from Kiplinger’s on 8 Things Never to Keep in Your Wallet. The story is basically about items you should leave at home – like your Social Security card, spare keys […]

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If You Own a House and Aren’t Refinancing, Do It Now

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It’s a great time to be in the market for a house or to be a homeowner. It’s not because the housing market is heating up or because prices are rising (two things I think aren’t and shouldn’t be related). No, it’s because the cost to get a mortgage and pay a monthly payment is […]

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Finally, ING Direct Can Be Your Main Account

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I’ve been a big fan of ING Direct since I was first introduced to them way back in 2005. With their higher interest rates, ability to open specific savings accounts and overall ease of use, it’s been a great experience over the past 7 years. But there’s always been one kind of drag on them […]

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Want to Retire? Automate Your Investments – Today

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If you’re under the age of 40, then retirement might seem like that far-distant place you hope to maybe get to one day, if you can save enough money or you win the lottery. So it’s certainly easy to put off any decisions about saving for retirement, especially if you’ve got other short-term, pressing financial […]

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