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Paying for College Might Be Getting Easier

Financing a college education may be getting easier. It’s much needed, as the benefits of Federal Student Aid, especially the Federal Student Loan program, reached new lows by 2007. The amount of Pell grants to need-based students was frozen at $4,050 from 2003-2007, even though there were no controls on tuition. Congress increased that to […]

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24% of Homeowners Have No Savings, Survey Says

Big news: we’re buying a house. If you’re wondering why the blog has been so empty recently, it’s because we’re in the final stages of purchasing our first house. And it takes a lot of patience, paperwork and … perspiration. In the past few weeks, I’ve been dealing with: realtors lenders lawyers sellers inspectors banks […]

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3 Tips for Easy Short-term Savings

When you’re saving for short-term goals, it’s easy to get overwhelmed with putting money aside. But it doesn’t have to be. Here are 3 tips for saving for short-term goals: Save for One Goal at a Time – It’s much easier to attack one goal with as much force as possible then to spread yourself […]

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Why Every Account You Have Needs a Name

As I’m helping more people manage their finances, I’m finding one common theme: people don’t have names for their savings accounts. Instead of having multiple short-term savings accounts, they tend to only have one “savings account” that holds all of their money. If you’re in this situation, you need to break out your savings into […]

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How I Saved $936 in Less Than 30 Minutes Online

Today’s post is from Debbie, my wife and — as you’ll soon see — a dealmaker. When our baby was born in February, I knew that our income would be slowing down and our expenses would be going up. Since I was on maternity leave from my job in a preschool, I wasn’t getting paid […]

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Why an Emergency Fund is Crucial to Your Health

As much as you may know that having some money set aside in an online savings account for emergencies is important, research shows that it’s actually crucial for your sanity, too. The “Emergency Savings Survey Analysis” from the Consumer Federation of America has found that people with fewer than $500 in an emergency fund worry […]

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Are Your Emotions Ruining Your Money?

People are funny about money. For a number of reasons, we tend to: be protective of how much money we make think we can spend more than we have view having money as the biggest goal in life But in reality, keeping your salary a secret has downsides. Debt is never a good idea. And […]

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