So, How Are You Doing So Far This Year?

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Believe it or not, we’re nearly 25% done with 2010 — a quarter of the year has come and just about gone. It’s crazy how time flies. It’s also about that time when you realize that, if you’re going to succeed in your financial goals this year, you need to keep yourself on the right […]

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Change Your Attitudes to Change Your Finances

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As someone who works hard at self-improvement on many levels, I’m always mindful of useful aphorisms to help foster growth. One good one is that “actions dictate outcomes, but thoughts dictate actions.” In personal finance as in the rest of life, how you think determines how you act, and consequently, the results you get. Quite […]

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Ask the Readers: What are You Saving For?

Now that we’ve purchased our house, we’re done saving for one of our biggest goals ever. But the short-term saving isn’t over — not by a long-shot. Since we have an emergency fund in place, our next big goal is to pay off all of my student loan debt. (You can tell I’ve been listening […]

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Why Every Account You Have Needs a Name

As I’m helping more people manage their finances, I’m finding one common theme: people don’t have names for their savings accounts. Instead of having multiple short-term savings accounts, they tend to only have one “savings account” that holds all of their money. If you’re in this situation, you need to break out your savings into […]

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