Spend

Ask the Readers: Do You Budget or Track Your Money?

Everyone has a different style when it comes to their day-to-day money management. Some people check in everyday, others use the envelope system to budget, and others only update once-a-month. For the most part, if you are just starting out your financial journey, budgeting is the best way to find where your money is going. […]

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Weekend Linkage: Pay Your Bills, Track Your Spending and Build Wealth

Now that I’m back on track (and mostly settled into the new house), let’s take a look at some of the posts that caught my eye over the past week. Budgets are Sexy says to “Look At Bill, Pay The Bill, Forget About Bill.” Better managing your bill payment — especially automating them — can […]

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Ask the Readers: How Often Do You Check In?

When it comes to automating your finances, the point is to avoid worrying about the day-to-day budgeting/tracking and let online tools do it for you. But, depending on where you are in your financial journey, you may need to adapt the system and check in more often on your day-to-day behaviors. Often, when you’re starting […]

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The Balanced Budget: Every Penny Has a Purpose

When I first started tracking our spending, it was mostly to determine where our money was going. Although we had spending targets set for each category, we weren’t really sticking to the numbers — just aiming to be around them. While that system works for us, you may need something like the envelope system to […]

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The Once-in-a-While Fund: How it Works

If you’re like me, you’re always surprised at how expensive that car insurance bill is or how much you really owe in taxes. The expenses that you don’t pay on a monthly basis can often sneak up on you before you have the money to pay them. These bills could include: Insurance (auto, homeowner’s, renter’s) […]

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3 Ways the Rich Manage Their Money Better than You

One of the mantras personal finance and development gurus tend to often use is that in order to be rich, you need to act rich. Now, that doesn’t mean that you need to spend like you’re rich without regard to the future. A truly rich person isn’t just about a high salary. If you want […]

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3 Reasons to Use a Debit Card Exclusively

What’s the best way to spend your money? Cash is bulky. Credit cards accrue interest. Checks are totally out-of-date. If you’re looking for an easy way to track your spending and save yourself time, the best choice to use is a debit card. Here are three reasons why. It’s the Same as Cash When you […]

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Are Your Emotions Ruining Your Money?

People are funny about money. For a number of reasons, we tend to: be protective of how much money we make think we can spend more than we have view having money as the biggest goal in life But in reality, keeping your salary a secret has downsides. Debt is never a good idea. And […]

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