Dr. Evil

We tend not to focus too much on the predicting the stock market, except for knowing that in the long-term, it goes up.

Your investing should be long-term with index funds leading the way, and as we’ve seen recently, there’s no better option for investors.

So while the Dow Jones Industrial Average currently sits at all-time highs in the 22,000s, our good friend and trusted advisor Warren Buffett is confident we should only expect it to rise.

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Warren Buffett Bet $1 Million That Index Funds Would Beat Hedge Funds. Guess Who Won?

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We know that Warren Buffett, the Oracle of Omaha, says that you should invest in low-cost index funds, saying that their low fees make all the difference in performance and growth of your portfolio in the long-term. But even though he’s clearly not primarily an index fund investor, he’s willing to put his money where […]

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For 15 Years, Actively Managed Funds Have Failed. Miserably.

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I can never get tired talking about how much better index funds are than actively managed funds. There’s so much proof that shows that you can’t effectively time the market or pick stocks, but as time goes on, the evidence just continues to mount. There’s new research out that shows just how bad it is […]

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Visa is Paying Businesses to Stop Taking Cash

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The businesses with the most incentive to produce a cashless economy are accelerating the process, and they’re not being coy about it. Visa has launched a new initiative that will pay small businesses $10,000 each for upgrading their payment technology and marketing expenses … if the businesses agree to stop accepting cash from their customers. […]

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The Good News? If You Have a 401(k), You’re Doing Great

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The research earlier this year that nearly 7 out of 10 Americans have less than $1,000 in savings is scary. It’s legitimately frightening, as they have no place to turn to when unexpected expenses pop up (which always will). While it’s crucial that those who don’t have savings begin to, there is some good news […]

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Can Predicting Politics Predict the Stock Market?

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As I mentioned, I’ve been enjoying writing on Quora, especially when it comes to personal finance, investing, and index funds. While I normally don’t weigh in on politics or get too involved in political discussions, a Quora question caught my eye: Will the stock market crash on November 8? Obviously, this question focused on the 2016 […]

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I’m Writing on Quora. Here are My Best Answers.

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Over the past few months, I’ve been spending more and more time on Quora, the popular questions-and-answers platform. If you’ve never used it (to either write answers, ask questions or simply read what people are talking about), it’s essentially a much cleaner, well-informed and easier-to-use Yahoo! Answers. I’m sure the company’s founders, including a former […]

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Is There Anything More Annoying than the Chip?

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I hope you’ll let me get on my soapbox for a bit, because I have a gripe to complain about. OK – it’s not really a huge complaint – but it’s definitely one of those annoying things that I can’t be the only person who gets annoyed about. It’s the chip.

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Choosing the Best Retirement Options for Your Job’s 401k

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So you’ve signed up for a 401(k) with your job. You’re getting your employer match. And you’re ready to invest in index funds, because you know that they’re the best option for your long-term savings. You just got the list of mutual funds to invest in from your employer, you’re looking at the best options to invest […]

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The Psychological Trick to Supercharge Your Retirement Savings

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Saving for retirement isn’t always easy. It should be, but there’s so much of life that just gets in the way. Bills pop up. Jobs change. Families start, and families change. Emergencies happen. For many people, life makes it difficult to worry about tomorrow when you’re so focused on today.

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The Easiest Money is Free Money From Your Employer

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Do you have a job? Does your employer offer a 401(k) or other retirement savings plan with a company match? Are you eligible for other employee benefits, like tuition discounts, profit sharing or loan contributions? If you said yes, you need to make sure you’re getting all the free money from your employer that you […]

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Here’s How Warren Buffett Says You Should Invest

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Warren Buffett is a name that’s mentioned on this blog every once-in–a-while, but not because you should try to match what he does … but because you should listen to what he says. Yes, this is the only legitimate time where it’s appropriate to “do as I say, not as a I do.” We — […]

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Why I Bank Local for My Business

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I don’t normally write about my business here, so you may not know that my day job is running Digital Ink, a creative and digital team that focuses on website development, graphic design and WordPress consulting. I’ve been doing it full-time for more than 4 years now, and I love it. Owning a business is […]

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