For 15 Years, Actively Managed Funds Have Failed. Miserably.

by Jason Unger

New York Stock Exchange

I can never get tired talking about how much better index funds are than actively managed funds.

There’s so much proof that shows that you can’t effectively time the market or pick stocks, but as time goes on, the evidence just continues to mount.

There’s new research out that shows just how bad it is for actively managed funds.

And it’s bad.

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Visa is Paying Businesses to Stop Taking Cash

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The businesses with the most incentive to produce a cashless economy are accelerating the process, and they’re not being coy about it. Visa has launched a new initiative that will pay small businesses $10,000 each for upgrading their payment technology and marketing expenses … if the businesses agree to stop accepting cash from their customers. […]

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The Good News? If You Have a 401(k), You’re Doing Great

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The research earlier this year that nearly 7 out of 10 Americans have less than $1,000 in savings is scary. It’s legitimately frightening, as they have no place to turn to when unexpected expenses pop up (which always will). While it’s crucial that those who don’t have savings begin to, there is some good news […]

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Can Predicting Politics Predict the Stock Market?

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As I mentioned, I’ve been enjoying writing on Quora, especially when it comes to personal finance, investing, and index funds. While I normally don’t weigh in on politics or get too involved in political discussions, a Quora question caught my eye: Will the stock market crash on November 8? Obviously, this question focused on the 2016 […]

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I’m Writing on Quora. Here are My Best Answers.

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Over the past few months, I’ve been spending more and more time on Quora, the popular questions-and-answers platform. If you’ve never used it (to either write answers, ask questions or simply read what people are talking about), it’s essentially a much cleaner, well-informed and easier-to-use Yahoo! Answers. I’m sure the company’s founders, including a former […]

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Is There Anything More Annoying than the Chip?

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I hope you’ll let me get on my soapbox for a bit, because I have a gripe to complain about. OK – it’s not really a huge complaint – but it’s definitely one of those annoying things that I can’t be the only person who gets annoyed about. It’s the chip.

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Choosing the Best Retirement Options for Your Job’s 401k

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So you’ve signed up for a 401(k) with your job. You’re getting your employer match. And you’re ready to invest in index funds, because you know that they’re the best option for your long-term savings. You just got the list of mutual funds to invest in from your employer, you’re looking at the best options to invest […]

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The Psychological Trick to Supercharge Your Retirement Savings

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Saving for retirement isn’t always easy. It should be, but there’s so much of life that just gets in the way. Bills pop up. Jobs change. Families start, and families change. Emergencies happen. For many people, life makes it difficult to worry about tomorrow when you’re so focused on today.

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The Easiest Money is Free Money From Your Employer

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Do you have a job? Does your employer offer a 401(k) or other retirement savings plan with a company match? Are you eligible for other employee benefits, like tuition discounts, profit sharing or loan contributions? If you said yes, you need to make sure you’re getting all the free money from your employer that you […]

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Here’s How Warren Buffett Says You Should Invest

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Warren Buffett is a name that’s mentioned on this blog every once-in–a-while, but not because you should try to match what he does … but because you should listen to what he says. Yes, this is the only legitimate time where it’s appropriate to “do as I say, not as a I do.” We — […]

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Why I Bank Local for My Business

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I don’t normally write about my business here, so you may not know that my day job is running Digital Ink, a creative and digital team that focuses on website development, graphic design and WordPress consulting. I’ve been doing it full-time for more than 4 years now, and I love it. Owning a business is […]

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Vanguard Encourages Savers to Go on Autopilot

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I love when banks and financial services providers use the automatic savings angle in the marketing. It’s such a powerful tool for savers, and even though it’s obviously in the bank or investment house’s best interest to get money coming in on a regular basis, it’s also in the saver’s interest to regularly contribute to […]

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This Guy Automated His Finances. He Became a Millionaire at 35.

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CNBC.com has a feature on Chris Reining, an IT worker who wanted to have a $1 million portfolio by the time he hit 35. According to the article, he was in his late 20s when he came up with the goal, and at 35, he reached his million dollar goal. How’d he do it? He automated […]

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